Adopts a multi-dimensional approach to estate planning by exploring the “hard” and “heart” issues of estate planning. Understand how financial, tax, social and legal considerations and how different structures can be used to meet individual’s estate planning needs. 

In this 4-day practice-oriented workshop, the SMU Certificate: Personal Estate Planning (IBF Level 2) programme adopts a multi-dimensional approach to estate planning by exploring the “hard” and “heart” issues of estate planning. Financial, tax, social and legal issues as well as potential pitfalls are discussed. Participants will learn about estate planning tools such as wills, living trusts, nominations, etc. and how different structures can be used to provide effective and efficient means to meet individual’s estate planning needs.

Through extensive discussion of real life case studies, participants will learn to apply estate planning principles that incorporate effective strategies to deal with practical issues and potential pitfalls. For program details, please click here:

Who Should Attend
- Applicants should have completed a IBF Financial Planning (IBF Level 1) Standards Programme or show proof of competency at level 1; or
- Professionals with at least 3 years relevant experience as financial planners, insurance advisors, personal financial consultants and relationship managers
- Professionals working in legal, accounting, tax, trust, custodian, family office services, etc.
- Individuals keen to learn how to manage their personal or family wealth



  •  Understand objectives and benefits of estate planning
  •  Know key components of an comprehensive estate plan
  •  Learn implications of domicile, jurisdiction and taxation
  •  Identify assets and potential leakages of an estate
  •  Address succession, disputes, multi-generation and special needs planning
  •  Adopt different laws of distribution for probate/non probate assets
  •  Know the application of different tools and structures
  •  Develop comprehensive estate plan for efficient and effective distribution



Upon successful completion of the assessments required for this job role, candidates will be awarded the SMU Certificate: Personal Estate Planning (IBF Level 2)

Type of Course



Finance, Financial IT and Risk Management

Credit Units


Instructional Methods and Expectations

Lectures, Discussions, Exercises

Module Fees

SGD $3,200 (excluding GST)
SGD $960 (net of 70% IBF-STS funding, excluding GST)

IBF-STS Funding

IBF-STS Funding of 70% is available to eligible institutions and qualified individuals subject to a cap of S$7,000 per participant per programme. Singapore Citizens aged 40 years old and above are eligible for 90% co-funding
of direct training costs, subject to the existing grant caps. For terms and conditions, please click here:

SkillsFuture Credit

Singapore Citizens aged 25 and above, and self-funding may use their SkillsFuture Credit (up to S$500) to defray part of the course fee. Please visit for the User Guide on how to claim for
SkillsFuture Credit. Claim should be submitted via

Union Training Assistance Program (UTAP)

NTUC members are eligible for UTAP funding at 50% of the unfunded course fee capped at $250 every year. For application, terms and conditions, please click here.



Participant should possess tertiary qualifications or relevant working experience in the area.

Course Dates

19, 20, 26, 27 Jul

Classes held on Weekdays from 9am – 5pm

Bernard Lim

Bernard Lim is a wealth planning practitioner with more than 25 years of experience, specialising in estate and legacy planning for high net worth customers and business owners. Beside corporate training to major banks and financial institutions such as UOB, HSBC, Standard Chartered, Prudential, AXA, NTUC, Manulife, Bernard also conducts financial counselling programmes for the civil service sector. He is also engaged in community services outreach to promote volunteerism in financial education to the community at large.

Bernard is a Certified Financial Planner® (CFP®), Certified Financial Educator® (CFEd®) and also a Fellow of the Society of Will Writers & Estate Planning Practitioners (UK).