SkillsFuture Credit is a government initiative by SkillsFuture Singapore (SSG) that provides Singapore Citizens with credits to offset the cost of approved skills-based courses. It aims to encourage individuals to take ownership of their skills development and lifelong learning.
All Singaporeans aged 25 and above to support their lifelong pursuit of skills mastery.
After you have selected a course, you will have to first register for it with the training provider. After you have successfully enrolled for a course, you can submit a claim for SkillsFuture Credit by following the steps below.
SkillsFuture Credit can be used on top of existing government course subsidies to pay for a wide range of approved skills-related courses.
SkillsFuture Credit is issued in different forms, depending on age and eligibility. The table below outlines the main types of SkillsFuture Credit support currently available or previously issued.
| Type of SkillsFuture Credit | Description | Eligibility | Credit Amount | Expiry |
|---|---|---|---|---|
| Opening SkillsFuture Credit | Introduced in 2015 to encourage lifelong learning and individual ownership of skills development. This credit can be used for eligible courses listed on the MySkillsFuture portal. | All Singapore Citizens aged 25 and above | $500 | Does not expire |
| One-Off SkillsFuture Credit Top-Up | A one-time top-up provided by the Government on 1 October 2020 to support skills upgrading during the COVID-19 period. | All eligible Singaporeans aged 25 or above | $500 | Expired on 31 December 2025 |
| Additional SkillsFuture Credit (Mid-Career Support) | An additional credit introduced in 2020 to support mid-career Singaporeans. | All Singapore Citizens aged 40–60 (inclusive) as of 31 December 2020 | $500 | Merged into SkillsFuture Credit (Mid-Career) on 1 May 2024 |
| SkillsFuture Credit (Mid-Career) | Introduced on 1 May 2024 to provide enhanced support for mid-career reskilling and career transitions. | All Singapore Citizens aged 40 and above as at 1 May 2024 | $4,000* *Any unused balance from the Additional SkillsFuture Credit (Mid-Career Support) is carried over into this account. | Does not expire |
Before you begin, check that you have the done the following:
If this is your first time using SkillsFuture Credit, ensure that your SkillsFuture profile is completed on the MySkillsFuture portal before submitting a claim.
Check your available credit balance in your SkillsFuture Credit wallet.
SkillsFuture Credit claims can only be submitted for amounts that are less than or equal to your available account balance, or equal to the full course fee, whichever is lower.
Application to utilise SkillsFuture Credits can be submitted when making payment for the course via the SMU Academy Portal.
Claims can only be made within 60 days and no later than 5 days before the course start date.
Step 1: Submit your course registration
Once you have filled in your course registration application, click "Submit Registration".
Step 2: Close pop-up
After submitting your registration, close the pop-up.
Step 3: Click ‘Accept’ to proceed
On the SMU Academy Portal, read and accept the terms & conditions to proceed.
Step 4: Click ‘Apply SkillsFuture Credit’
Click the Apply SFC button to start the claim process.
Step 5: Login with Singpass
You’ll be taken to the MySkillsFuture portal. Log in using your Singpass credentials to access your SkillsFuture Credit account.
Step 6: Review course details
Confirm your course title and start date on the SkillsFuture Credit claim screen. Then enter the number of credits you wish to claim.
Step 7: Accept terms and submit
After you click "Submit", you will be redirected to make payment for the balance amount, if any.
*You will receive an email notifying you of payment 60 days before the course commences.
Step 1: Click on the email link for online payment
If you are making payment through the online payment link, please skip to step 4.
Alternatively, payment can be made via the Student Portal.
Step 2: Go to outstanding payments
Find your outstanding under ‘Payment’ > ‘Outstanding Payment’.
Step 3: Select Your outstanding payment
Select your outstanding and click ‘Make Payment’.
Step 4: Click ‘Accept’ to proceed
On the SMU Academy Portal, read and accept the terms & conditions to proceed.
Step 5: Click ‘Apply SkillsFuture Credit’
Click the Apply SFC button to start the claim process.
Step 6: Login with Singpass
You’ll be taken to the MySkillsFuture portal. Log in using your Singpass credentials to access your SkillsFuture Credit account.
Step 7: Review course details
Confirm your course title and start date on the SkillsFuture Credit claim screen. Then enter the number of credits you wish to claim.
Step 8: Accept terms and submit
After you click "Submit", you will be redirected to make payment for the balance amount, if any.
For a detailed walkthrough with screenshots, refer to the visual step-by-step guide below.
The amount of SkillsFuture Credit available depends on your eligibility and whether you have received additional top-ups. All Singapore Citizens aged 25 and above receive a $500 opening credit, which does not expire.
To view your exact balance, log in to the MySkillsFuture portal using Singpass.
Yes, selected SMU Academy programmes are eligible for SkillsFuture Credit.
Learners who enrol in eligible programmes may use SkillsFuture Credit to offset course fees. Claims must be submitted via the MySkillsFuture portal within the stipulated claim window and in accordance with SkillsFuture Singapore’s requirements.
SkillsFuture Credit can be used to pay for or offset fees for approved training courses, including:
The expiry of SkillsFuture Credit depends on the type of credit issued:
Any applicable expiry dates are reflected in your MySkillsFuture account. Expired credits cannot be reinstated.
SkillsFuture Credit eligible courses must meet all of the following criteria:
Course eligibility may vary by intake. Learners are advised to confirm eligibility on the MySkillsFuture portal before registering for a course.
