The SkillsFuture Level-Up Programme supports mid-career Singaporeans who want to stay competitive in today’s rapidly evolving job market. Through funding support, training allowances, and access to industry-relevant programmes, it helps individuals deepen their expertise, reskill for new roles, or advance in their current careers.
At SMU Academy, learners can access a range of eligible programmes designed to equip professionals with practical, industry-aligned capabilities. Notably, the Additional SkillsFuture Credit (Mid-Career Support) has been merged with the new $4,000 top-up to form the SkillsFuture Credit (Mid-Career), applicable only to selected courses commencing from 1 July 2024, which can be viewed here.
You may also check your SkillsFuture Credit balance here.
What is the SkillsFuture Level-Up Programme?
The SkillsFuture Level-Up Programme is a national initiative designed to support mid-career Singapore Citizens aged 40 and above in upgrading their skills and staying employable in a changing economy.
The programme provides additional support such as:
- SkillsFuture Credit (Mid-Career) to offset course fees
- SkillsFuture Mid-Career Training Allowance for eligible full-time programmes
- Greater access to Full-Time Diplomas in Polytechnics, ITE and Arts Institutions
Our Programmes Eligible for SkillsFuture Level-Up
SMU Academy offers a range of programmes that align with the objectives of the SkillsFuture Level-Up Programme.
Popular SkillsFuture Level-Up Courses
Explore some of our most popular SkillsFuture eligible courses designed to support career growth and skills development. Each programme equips learners with future-ready skills to stay ahead in an increasingly dynamic and competitive landscape.
SkillsFuture Career Transition Programme (SCTP)
The SkillsFuture Career Transition Programme (SCTP) supports individuals who are looking to reskill and transition into new industries with stronger employment prospects.
Industry Practice Master of Digital Economy
The Industry Practice Master of Digital Economy (IPMDE) is a flexible, stackable postgraduate degree designed for professionals seeking industry-relevant skills. It allows learners to stack modular courses, engage in work-based learning through Digital Economy Capstone Project - SMU-XL, and personalise their learning journey.
Industry Graduate Diplomas
The Industry Graduate Diplomas (IGDs) offer a new, flexible approach to professional learning, empowering mid-career professionals and industry leaders to upskill, specialise, and stay ahead in the digital economy.
As part of the IPMDE, IGDs provide modular, industry-aligned pathways that can be stacked towards a higher degree or pursued independently for career growth.
Who Should Consider the SkillsFuture Level-Up Programme?
The SkillsFuture Level-Up Programme is particularly suitable for Singaporean professionals aged 40 and above who want to strengthen their skills or prepare for new opportunities.
You may benefit if you are:
- A mid-career professional seeking deeper expertise in their current field
- An individual exploring career progression or leadership roles
- A professional considering a transition into a new industry
- Someone who wants to build new capabilities to remain competitive in a rapidly changing workforce
Funding and Support Available
Eligible learners under the SkillsFuture Level-Up Programme may receive several forms of financial support.
SkillsFuture Credit (Mid-Career)
This credit supports Singapore Citizens aged 40 and above. It can be used to offset out-of-pocket course fees for selected courses that have better employability outcomes, and it does not expire.
For more information, see SkillsFuture Credit.
Courses eligible for SkillsFuture Credit (Mid-Career):
- Institutes of Higher Learning (IHL) full qualifications and shorter modules that stack to a full qualification
- MOE-subsidised full qualifications from the University of the Arts Singapore and Arts Institutions
- SkillsFuture Career Transition Programme (SCTP), which are train-and-place programmes in sectors with good hiring opportunities
- Courses aligned to training requirements in Progressive Wage Model (PWM) sectors
- Workplace Literacy and Numeracy courses
View full list of eligible courses here.
SkillsFuture Mid-Career Training Allowance
SkillsFuture Credit (Mid-Career) of $4,000, which does not expire, can further offset nett course fees for selected courses that have better employability outcomes. This is provided to all Singapore Citizens upon reaching 40 years old.
From 1 March 2026, the SkillsFuture Mid-Career Training Allowance will be extended to selected part-time training, with applications opening from 9 February 2026. To qualify, you will need to have earned income in the last 12 months. Eligible individuals who opt to continue working while pursuing part-time training can receive a flat rate of $300 per month to defray incidental training expenses.
For more information, see SkillsFuture Mid-Career Training Allowance.
Courses eligible for Full-Time Training Allowance:
- Full-time SkillsFuture Career Transition Programme (SCTP);
- Full-time IHL full qualifications up to undergraduate degree-level; and
- Full-time MOE-subsidised full qualifications offered by University of the Arts Singapore and Arts Institutions (up to undergraduate degree-level).
View courses eligible for Full-Time Training Allowance here.
Courses eligible for Part-Time Training Allowance:
- Part-time SCTP
- Part-time Full Qualifications up to the undergraduate degree-level offered by the Institutes of Higher Learning (IHLs), and micro-credentials that can be stacked to these Full Qualifications
View courses eligible for Part-Time Training Allowance here.
Mid-Career Enhanced Subsidy (MCES) For Publicly-Funded Full-Time Diploma
The MCES covers up to 90% of course fees for courses funded by the Ministry of Education (MOE) and SkillsFuture Singapore (SSG).
From Academic Year of 2025, if you enrol in a full-time Diploma from ITE (Technical/Technical Engineering Diploma), Polytechnics, and Arts Institutions (NAFA, LASALLE), you will be eligible for the MCES, on top of the prevailing base subsidies.
The list of full-time diplomas and application periods for admission can be found on the institutions’ websites.
For more information, see SkillsFuture Funding for Individuals.
Courses eligible for Mid-Career Enhanced Subsidy (MCES):
- Publicly-funded full-time Diploma at Polytechnics, Institute of Technical Education, and Arts Institutions (Nanyang Academy of Fine Arts and LASALLE College of the Arts)
Why Upskill with SMU Academy?
SMU Academy offers programmes designed for working professionals who want practical, industry-relevant training.
Key benefits include:
- Flexible learning formats: Programmes designed to fit around work and professional commitments
- Career-focused training: Gain practical skills that can be applied directly to your role or future career pathways
- Future-ready capabilities: Develop competencies aligned with emerging industry trends and digital transformation
- Lifelong learning ecosystem: Continue building your expertise through stackable programmes and professional development opportunities
FAQs About SkillsFuture Level-Up Programme
Who is eligible for the SkillsFuture Level-Up Programme?
The programme is designed for Singapore Citizens aged 40 and above who wish to upgrade their skills or deepen their professional expertise.
Can I use SkillsFuture Credit together with the Level-Up Programme?
Yes, you can use your SkillsFuture Credit alongside available subsidies to reduce your out-of-pocket course fees.
Can I study while continuing to work?
Many programmes are offered in part-time formats, allowing learners to upgrade their skills while continuing their professional commitments.
Are courses under the SkillsFuture Level-Up Programme recognised by employers?
Yes. Many eligible programmes are designed in collaboration with industry partners and training providers to ensure that the skills taught are relevant to current industry needs and employment outcomes.
How do I find eligible SkillsFuture Level-Up courses?
You can explore eligible SkillsFuture courses through the MySkillsFuture portal or through approved training providers offering programmes aligned with the SkillsFuture Level-Up initiative.
Take the Next Step in Your Career
The SkillsFuture Level-Up Programme provides mid-career Singaporeans with the support needed to pursue meaningful skills development and career growth. Explore eligible SkillsFuture Courses at SMU Academy and take the next step towards advancing your career in today’s evolving workforce.
Need help choosing a course? Drop us an enquiry and our learning specialists will be in touch.
